Wednesday 29 January 2014

+One down


Finally pagi nie dah settle..isik borang n dengar penerangan dari agent Kan Ruhil..alhamdulilah sy rase sy dapat agent y baik harap-harap laaa..senang pape nanti..

So semalam..pergi la ke cimb nak masukkan gaji..after that rase lapor la pulak
so pergi la SUB WAY guna coupon beli 1 percuma  1
hihi

 Then balik subway lak masuk Cosmic Silk...first assumptions: Mahal laa.. tapi aku cakap ngan zima murah
je..then amsuk mmg betul..sius betul..murah gila 
cantik lak tu..bygkan ade promotion baju laki pompuan..RM500
Kebetulan lak si Zima nk kawen bulan & nie elok benar..laa kau pun teruja hihi

Last skli balik apalagi melantap la..sedap..gak subway nie fresh je..



#moodkenyangmlsdanmengantuk




Monday 27 January 2014

+ Saving + Investment -Expenses

First thing y akan rancang sebelum kawen ..selepas dapat kerja
Macam Robert T Kiyosaki n Donald Trump cakap..how ur invest ur money

“It's not what you say out of your mouth that determines your life,it's what you whisper to yourself that has the most power!”

Setuju! So ape rancangan anda u masa depan? Baru terpikir atau ingin bermula skunk..hehe 
So sy mmg pasang angan u memiliki passive income sblm mencecah 40..kebanyakan hartawan diddunia..sudah berenti bekerja atau masih bekerja tapi tidak lansung risau akan kenaikan harga minyak atau brg keperluan asas y lain...

Ini kerana mereka sudah memiliki passive income sebelum usia tua..kebanyakan bermula dari saving + investment + business y menguntungkan hanya dr kecil kecilan..

So pentingnya..jika anda memiliki full tyme atau part tyme job..untuk betul2 guna duit anda..itu y sy baca sejak kebelakangan ini sebelum menerima gaji..saya ingin bermula sekarang..sebab insyallah perancangan untuk membina keluarga tahun depan..so rasa waktu sy akan memerlukan duit yang banyak..so dr sekarang sy perlukan..pengaliran duit yang baik..sebelum membina keluarga dan juga u hari tua..

So ape y sy plan first thg u dr sy n mak sy..ialah
 \

Kenapa..insurans..dulu sy memandang enteng dengan mana syarikat insurans lagi syarikat insurans takaful
Bagi sy..kenapa kita nak mendoakan sakit dan kecelakaan u mendapat pampasan itu nanti, baik simpan sahaja dalam bank..tapi lately i realized.. untuk org biase macm kite, memerlukan badan y dapat membantu dr segi kos hospital dan ubat-ubatan yang semakin hari semakin tinggi..

Saya ade membaca juga kelewatan ini, dan menyedari apa y patot sy lakukan..dengan gaji sy adelah menyediakan..kemudahan terbaik u ibu sy pd hari hari y bakal dia tempuhi begitu juga saya..sesebuah hospital u penyakit tertentu mesti memerlukan kos rawatan y agak tinggi..walaupun gaji kita RM10,000 itu sahe belum tentu mencukupi , saya tak pinta pula pd Allah, nak sakit atau apa-apa cuma untuk berjaga-jaga inilah antara tabung kecemasan y sy rasa sgt bernas u dibuat..dan sy tidak mahu menebalkan muka untuk meminta sumbangan pd y juga tak mencukupi..

Kenapa Prudential Bsn, entahlah..sy tinggal dengan ramai rakan rumah y berjawatan Nurse di HKL rata2 mengambil insurans ini, sy hairan lantas bertanya pada mereka tentang isu itu,sedangkan mereka menjawab untuk perancangan masa depan dan juga mereka katakan sbg satu saving! sbb dia kate kalau kita xclaim pape dlm mase setiap[ 3 tahun kita leh amik duit tu u guna..wow ..okay ahh tu.. eh sy pelik betul ke..entah2 mereka kna tipu..nanti nak claim duit tu payah..tapi lepas sy memikirkan ..esok sy..  sy ingin menemuramah seorang agent Prudential merangkap kawan kpd kawan..insyaallah kl boleh biarlah sy berbicara banyak soalan u dia.hehe..yelah ini duit ma..bukan sng nk bg mcm tu je stiap bulan..tapi insyallah semuanya bergantung kpd esok..

2nd   sekarang nie famous sal..pelaburan emas ..nanti lah sy cite macam mana nak buat..sekarang nie sy bagtau je kenapa saya nak..tahukah anda pelaburan emas lagi bagus dr pelaburan matawans..sebab nilai wang itu sendiri senantiasa..meningkat jatuh pun xtteruk sgt..xmcm matawang kertas..lagi2 kalau inflasi..betul2 anda ingat lagi tak zamn kegwatan dimalaysia..
So mane2 dlm dunia..carigali aset nie...sgt bernilai sbb mane2 pemerintah xleh tukar atau  rendahkan nilai emas sesuka ati..mereka...so permulaan y bagus sy akakn start with Kuwaut Finance House kot sbb ape..ekk sbb terbukti mengikut syariah Islam.See u soon..mls nak cite panjang..i beg semua org dah tau..pasal nie kowt..cuma aku xnk lepaskan peluang nak buat apssive income..n belajar lagi tentang ini

3rd
Semua org dah mula ..dari kecik2 agi pun dah ade y start ruginye aku..sbb asik kuarkan...bodoh pun ade jugak..nawaitu  x betul tu dlm bank asik zero je..duit kali ini off cos my target nak g haji..nawaitu..nie..bersamaan nk g haji dgn future suami n juga mak..tercinta..mmg ade y kate process menunggu lama..tapi xpe if sempat..aku g ngan tabung haji..kl ade duit lebih g mane2 traveller..y penting niat u menyimpan n menunaikan rukun islam ke 5 seiring dan tercapai..lagipun menyimoan bersama tabung haji juga bagus kerana dividen rate dia stakat nie selalu maintain 6% every year..


Okaylah setakat nie je dulu sy membebel pasal peracangan nie..harap2 aku walk the talk lepas gaji..takdelah ke roxy or mango or jalan tar..tempat mehanguskan duit..wink wink..adios amigo

#offtosolat








+ First Salary First Paid

Salary Time..wink wink




Rezeki langit dan bumi dr Allah s.w.t
Maybe minggu nie..
Hari ini jugak siapkan kat cimb cepat-cepat wink wink sebab apa tau..
Takut dapat gaji pes..kan pakai house check..so bila dah masuk check tu..1 hari je laa..
Hahaha..
Seronok, for the first tyme..sebab banyak mende plan..Salary= saving+investment-expenses
Planning tu ini..byr hutang adoi..tp mmg kena byr..hutang xleh simpan bahaya!!!

What most important , kite akan allocate gaji kita setiap 1/3 untuk saving+ investment+expenses

Sebab kita nak meyimpan..n investment..Target goal kite passive income..Kita nak ade property n asset
kurangkan liabiliti..
Anyting that good to invest akan kite amik kire..

Guest what for Feb kite akan amik Preduntial Bsn Takaful..plan satu u kite n mak kite..Insyaallah rabu nie

#feelinghappy




Thursday 23 January 2014

+ 26..not quite old yet..

Coming through all 25 years there is nothing..likely change enough..im quite having fun with myself among families and friends..and him also. So there is someone told me..u are 25 getting to be 26 soon ..can you be a matured woman..as u are now in 25 years old.

What is matured means to you and me anyway> For me..as long as you can keep your brain well function..is still okay..I think matured is very stress processed..for me..is not how u says..is when u think n act..logicly..is depend anyway...although...awak tgk kite..mcm gile2 tapi..kite still leh beza n terima baik buruk..kdg2 org y pikir dia matured is sick anyway..sorry to say that..in what way u can prove it..okay2..maybe ur act..so sopan..n dr segi percakapan...sopan gtew..oh please..bila act dpn org shy shy..cant confidently speak..
matured ke tu..bg i ler kan matured nie banyak aspect perbuatan percakapan pemikiran cara u nilai org , cr u talk backed to the others, cara kerja u emosi u..come on laa.kalu u rase ur matured enough i think u have 100% great personality.

Hehe, this is just my opinions..laa..mgkin out there uols..tak..setuju ngan ktews ..sokays..no hurt feelings..to haters im just myself, i tak suka jge tepi kain org..i tak sombg..but please..mind ur own business lantk la..if im so happy go luck bcoz who i am..

BUT is not when u always..act childish everyday to make people around u happy, doesnt mean u can at matured sometimes, i do, in what way, its come when i help people suggestion idea, helping people, solving problem, have a emotional prob, move on in new life, face challenging situation and others..

So i found it in google, how can u handle ur maturity level.It happens when:



Be Mature Step 1 Version 2.jpg
Learn more about a hobby you like. Do your research about it and    don't be afraid to tell people you like it. Part of being mature is understanding that you are unique!




Be Mature Step 2.jpg

Know that bullying is wrong, cruel, and is absolutely never okay.
Being a bully only makes you a loser, and when you are a loser, nobody would like you and not one person would befriend you. Acknowledge the fact that you must be friendly and non-hostile, because more people would see you as a likable individual, and they would definitely like you.

 
 
Be Mature Step 3.jpg 
Most mature people have good grades. Study hard, and take your schoolwork seriously. In order to reach success, you must be committed to your principles and responsibilities, so make the best effort you can in school to achieve high grades, which shows genuine maturity.

Be Mature Step 4.jpg(not agree  dis statement, depends anyway)



Do not make silly noises or have a fake accent. If you do so, people will think you are fake, and being fake is definitely not good at all. Most people won't like you, and some people might think you are strange. 




Be Mature Step 5.jpg Don't be annoying. People see annoying behavior as immature. There are several consequences for being obnoxious, including getting in trouble, and getting kicked out of a certain place, and other people might not want to be around you.




Be Mature Step 6.jpg  
Don't be arrogant. Being pompous is immature, and people can get tired of hearing someone boast on and on about what they have done. You can still brag, though, just don't show presumption in your bragging. This includes saying "we" instead of I, admitting your insecurities and building your self-confidence, like a true mature person should. Let humility overcome arrogance.


So, this one of steps laa..if u want more...can google it by urself there is many tips..to prove u are in mature way..but sometimes if u wanna have fun..i think is okay.. be a immature sometimes doesnt make u look idiot for whole tyme..creativity..create u.no hurt feeling..me too okay! done. So happy 26 years coming soon.

Me.Myself n I.
#offtolunch

Wednesday 22 January 2014

+ Mengular words

Pernah dengah perkataan mengular tak..
Kalau bahse terengganu we call curi tulang hahaha..
Sebenarnya tak baik tau curik tulang..
Tapi yelaa..permulaan..nie kerja x banyak sgt..so i decide banyk buat blog..
Nampak cam ade keje..hehe
Tapi mcm xnormal lah pulak..hehehe
Bila dok diam je..so skunk nk mempertgkatkan..sy punye kuasa media ahahha..adios

Monday 20 January 2014

+ Journey begins at 2014

Aku dah smpai kat KL..tapi berbaur ..sebab xdpt jugak kerja kat terengganu..negeri tercintaa

tapi takpelah bukankah pengalaman akan mematangkan seseorang itu...
sesungguhnya.Alhamdulilah ..cantik sgt aku mula kerja 2014 nie..means doa aku Allah dgr
yelah..aku nak kahwen...aku nak tamatkan hub aku dg mR.J dgn cara y paling dirahmati dn sempurna separuh ibadahku..y haram jd halal..halal sglanya...dijauhi fitnahtul..dan segala laranganya..
So ade 1 tahun aku nak kumpul duit..n dit hihik..Memang istilah 2014 aku xleh berjoli lg guna duit aku semua kna saving u kawen..tapi alhamdulilah...dapat jugak mak merasa..bulan-bulan duit kita...alhamdulilah...So smpai kat kl..aku menginap mah abg bbrapa hari..n then brulah tumpg..mah reen...kat ttwangsa hajat nak cari umah situ laaa.ingt nk umah reen mcm demand aku penat reen layan..sorry ahh aku bukn demand orgnye tp aku rase better dok sorg laa lagi bagus....dok ngan meber nie mcm tkut perangai aku nie jd org tersggung pe laa.member baik leh gado tau...so baik aku elakkan..tapi aku tk kish kl kna duduk jugak..

So hal rumah nie betul2 merunsingkan..aku nk y selesa..laa..kl boleh nk y sorg searching2 kat mudah..ibilik...laa..tambah pulak...Mr.J mintl tolak kakak ipar dia..carikan..hurmm kat kampung..baru..nak tapi...duk ngan nurse ank buah kakak ipar mr.j..oh no nnt pgrakkan aku ank buah dia tau laaa.
hihi..so xpelah..lgun dah bbrapa ari aku tumpgkan bilik reen..segan laa plak..last sekali ml tu jumpe kat mudah pasal..ade bilik y nk disewakan sbb pghuni y ktiga dah kawen n kuar rumah so urgent..aku apalagi terus msg..yes ade jwpn..Woii condo tu ..gila la hawa..

Yes..aku memilih condo u sewa kerana beberapa faktor..selepas buat review
1) Sewanya = RM 250 seorg..
2) Master bedroom + master bathroom = 3 person but comfortable
    (dapat almari + beli bed tapi dapat position tepi tgkat dgn view mengagumkan)
3) Housemate = semua nurse n guess aku je office girl.. so sng xyah bhadapan everyda sbb shift diaorg lain
4) Living room + dining room= luas sgt selesa.. even tak fully furnished
5) Security = Tiptop
6) Another= swimming pool + gymnasium + great view + kedai mkn y bersepah + dkt dgn lrt sng nk g        
    mane-mane (masjid jamek n
. +Hkl + Kpj

cuma y x seronok x fully furnished n ade anak lipas bnyk bahagian dpur..katenye housemate kita mmg camtu dah..redha je laa..kat dpur je..kat lain x..


Next mission: Beli baju renang
Off To work now at 2.23pm

Sunday 19 January 2014

+New Angle

Trutt trutt.. trutt trutt..
Dialer 1: Hello Assalamualaikum. ye sape sane..U hawa kan..u antar resume kat Malik & Kamarulzaman..

Me: Ye sy..nape ek encik...

Dialer 1: awak ade kat mana. keje kat mana?

Me: sy erm keje kat pizza kuala terengganu. 

Dialer 1: la ingt dah ade kat kl..i ingt u around kl...so bila nk dtg kl nie..

Me: erk... oh Malik & Kamarulzaman (baru realized)..tu la ade kat trgganu..bila nk jumpe sy encik

Dialer 1: as soon as possible...laa...sy ade kat kl around 3 days...khamis nie boleh...

Me: erk..em..kl sy duk dr puchong g masjid jamek jauh x

Dialer 1: i donno...nak..seribu daya...okay

Me: ahha(gelak) okay..meet u soonlaa (ayat agree tp mcm blur)...suka tp ..dlm dilema..huhu..

So..the journey begin at 19 12 13 when first interview..n guest what im not ready at all..just go...cuba nasib..n guess what...the interview session quiet fun..n challeging..when i all by meslf travel..kt-kl ....just for a day..n then for melaka..to take my transkrip..

the best moment when you be hiring up by that company..at that miute and moment..

Alhamdulilah..but i will never forget that day..thanks for all cooperation..during session abg din n kak lin..

Thankfull..so my journey start at 2hb Jan 2014....see ya



 

Monday 13 January 2014

Bismillahirrahmanirahhim..2014

Welcome year 2014...

There are many many many joy n hurt mase 2013, kalau listing boleh buat buku..sebenarnya..start dlm 2013 by august aku dah mula x menulis blog..why..busy? yup a little bit..aku admit aku bnyk buat kerja..smpai xdan nk post...rugi jugak sbnrnya..xde moment y leh aku review slps nie..
But by october 2013, permulaan y baik spls..aku amik kptusan u menimba pglmn dgn bergaul sesama manusia, sso aku pilih u kerja part tyme di Pizza Hut Kuala Terengganu

So...permulaan y agak mls nk kerja shift ...diakhiri dgn kwn y ramai best..n hub baik dgn manager...
n lastly..i got crushed hihik (nauhgty)

Kalau diikutkan bnyk...la...sgt sedih..kemurungan happy..semua berjaya di atasi alhamdulilah syukur banyak sbb Allah bg semua y aku nak..

Dalam sibuk mencari kerja..selepas intebiew itu ini termasul Guest Servis Assistant..kat Air Asia
y latest tetibe..kakka msg kate ade masg ckp stu syarikat nak guna budak akaun..secepat mungkin..
so bygkan...aku tgh kerja kat pizza n kena get prepared dlm 19/12/2013..so pergi dgn keadaan tak prepared..but sgt seronok sbb terus dpt offer letter..kate nk pakai urgent y pntg salary 2k++..sbb aku fresh graduate..kan..terkejut..ahhh bukan main seronok aku n fa,mily..seronok tp x seronok bila bekerja dgn hasil usaha sendiri..kita y jd bos..hehe..tp x apelaa amik pglmn...laa..

So pd dlm 30 hb 12 aku pun journey laa dr trg ke kuala lumpur..
So i got offer job started at 2hb feb 2014...as Account Exc

So Welcome to

to be continued..


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